Loaded Baked Potato

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These loaded baked potatoes start with fluffy russets baked until the skins are perfectly crisp. Each potato gets a generous helping of creamy butter and tangy sour cream, topped with sharp cheddar that melts into every bite. The addition of crispy bacon adds a satisfying crunch and smoky flavor, while fresh chives bring a bright, oniony finish. This American classic serves as either a hearty side or a complete meal on its own.

Updated on Wed, 14 Jan 2026 16:54:00 GMT
Golden baked russet potatoes stuffed with melted cheddar, crispy bacon, sour cream, and fresh chives on a rustic plate. Save to Pinterest
Golden baked russet potatoes stuffed with melted cheddar, crispy bacon, sour cream, and fresh chives on a rustic plate. | mesaisli.com

My college roommate showed me how to properly bake a potato during our first apartment adventure, insisting the oven rack method was the only way to get that perfect crispy skin. We ate them standing up in our tiny kitchen with paper towels, feeling like culinary geniuses over something so simple and deeply satisfying.

Last winter during a snowstorm, I made these for my family when we could not get to the grocery store. Everyone crowded around the toppings bar, mixing and matching until they created their perfect potato, proving that simple food brings people together in the best way.

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Ingredients

  • Large russet potatoes: Their high starch content creates that light fluffy interior we want
  • Unsalted butter: Letting you control the sodium level while adding rich creaminess
  • Sour cream: Brings a cool tangy contrast against the hot potato
  • Shredded cheddar cheese: Sharp and bold enough to stand up to all the other flavors
  • Bacon: The salty crunch that makes everything better
  • Fresh chives: Mild onion flavor and bright pop of green color
  • Salt and black pepper: Essential for bringing all the flavors together

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Instructions

Get the oven ready:
Preheat to 200°C with the rack positioned in the middle
Prep the potatoes:
Pierce each one several times with a fork so steam can escape during baking
Bake them directly on the rack:
Cook for 50 to 60 minutes until the skins are super crispy and a fork slides easily through the center
Cook the bacon while waiting:
Fry it in a skillet over medium heat until perfectly crisp then drain on paper towels
Open the potatoes:
Cut a slit lengthwise across the top and gently squeeze the ends to fluff up the interior
Add the first layer:
Fluff the flesh with a fork then tuck half a tablespoon of butter into each potato
Pile on the toppings:
Spoon sour cream over the butter then shower with cheese bacon crumbles and fresh chives
Serve them hot:
Get them to the table right away so the cheese gets all melty and wonderful
Loaded Baked Potato, served hot and fluffy, topped with rich butter and a sprinkle of black pepper. Save to Pinterest
Loaded Baked Potato, served hot and fluffy, topped with rich butter and a sprinkle of black pepper. | mesaisli.com

My dad now requests these whenever he visits, saying they remind him of roadside diners from his road trip days. There is something about loading up your own potato that makes dinner feel interactive and special.

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Making Ahead

You can bake the potatoes up to two days in advance then just reheat them at 180°C for about 15 minutes. Store them unwrapped in the fridge so the skins stay crisp rather than getting soggy.

Topping Variations

Switch up the cheese blend with pepper jack for some heat or try smoked gouda for a deeper flavor profile. Broccoli and cheddar make a classic combination while chili beans turn this into a full meal situation.

Serving Ideas

These work perfectly alongside a simple green salad with vinaigrette or pair with grilled steak for a classic steakhouse dinner at home. I love setting up a toppings bar and letting everyone customize their own creation.

  • Set out bowls of different toppings so guests can build their own
  • Have extra sour cream on hand because people always want more
  • Keep the baked potatoes warm in a low oven until serving time
A classic Loaded Baked Potato recipe, fully loaded with cheesy, bacon-filled toppings and ready to serve for dinner. Save to Pinterest
A classic Loaded Baked Potato recipe, fully loaded with cheesy, bacon-filled toppings and ready to serve for dinner. | mesaisli.com

These loaded baked potatoes have become my go to for busy weeknights when I want something filling but do not have the energy for anything complicated. Simple food really is the best food.

Recipe FAQs

How do I get crispy potato skins?

Bake the potatoes directly on the oven rack at 200°C (400°F) for 50-60 minutes. This allows air to circulate around the entire potato, ensuring the skins become crisp while the flesh stays fluffy.

Can I make these vegetarian?

Yes, simply omit the bacon or substitute it with smoked paprika for a smoky flavor, or sautéed mushrooms for a savory, meaty texture.

What cheese works best?

Sharp cheddar is traditional and provides excellent flavor. Monterey Jack offers a milder taste with great meltability, while mozzarella creates a delicious, stretchy topping.

How long do leftovers keep?

Store leftover loaded potatoes in an airtight container in the refrigerator for up to 3 days. Reheat in the oven at 180°C (350°F) for about 15-20 minutes to restore crispiness.

Can I prep components ahead?

Absolutely. Cook and crumble the bacon up to 2 days in advance. Shred cheese and chop chives the day before. The potatoes bake best fresh, but you can partially bake them and finish when ready to serve.

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Loaded Baked Potato

Crispy-skinned potatoes filled with classic toppings for the ultimate comfort dish.

Prep time
10 minutes
Time to cook
60 minutes
Full Prep Time
70 minutes
Created by Adriana Costa


Skill Level Easy

Cuisine American

Portion Size 4 Number of servings

Diet Preferences No Gluten

Ingredient List

Potatoes

01 4 large russet potatoes, scrubbed

Toppings

01 2 tablespoons unsalted butter
02 ½ cup sour cream
03 1 cup shredded cheddar cheese
04 4 slices bacon
05 2 tablespoons chopped fresh chives
06 Salt and freshly ground black pepper, to taste

How-To Steps

Step 01

Preheat the Oven: Set oven to 400°F for baking the potatoes.

Step 02

Bake the Potatoes: Pierce each potato several times with a fork. Place directly on the oven rack and bake for 50–60 minutes until skins are crisp and flesh is tender when pierced.

Step 03

Prepare the Bacon: While potatoes bake, cook bacon in a skillet over medium heat until crisp. Drain on paper towels, then crumble into pieces.

Step 04

Open the Potatoes: Remove potatoes from oven. Cut a lengthwise slit in the top of each potato with a sharp knife and gently squeeze the sides to open.

Step 05

Season the Potatoes: Fluff the potato flesh with a fork. Add ½ tablespoon butter and a pinch of salt and pepper to each potato.

Step 06

Add Toppings and Serve: Top each potato with 2 tablespoons sour cream, ¼ cup cheddar cheese, crumbled bacon, and a sprinkle of chives. Serve immediately while hot.

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Tools Needed

  • Oven
  • Baking sheet (optional, for easier cleanup)
  • Skillet
  • Sharp knife
  • Fork

Allergy Details

Always double-check ingredients for allergens and ask a medical expert if needed.
  • Contains dairy (butter, sour cream, cheese) and pork (bacon). Gluten-free, but check labels on bacon and cheese for potential additives.

Nutrition Details (one serving)

Remember, these nutrition facts are for reference. Don't substitute for health advice.
  • Calories: 420
  • Fat content: 22 grams
  • Carbohydrates: 41 grams
  • Proteins: 15 grams

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