# Ingredient List:
→ Base
01 - 7 oz tortilla chips, plain or lightly salted
→ Cheese
02 - 7 oz shredded cheddar cheese
03 - 3.5 oz Monterey Jack cheese, shredded
→ Beans
04 - 5 oz canned black beans, rinsed and drained
→ Toppings
05 - 2 fresh jalapeños, thinly sliced
06 - 3.5 oz cherry tomatoes, diced
07 - 1 small red onion, finely chopped
08 - 2 tablespoons fresh cilantro, chopped
09 - 1 ripe avocado, diced
10 - 4 tablespoons sour cream
11 - 4 tablespoons salsa
→ Optional Meat
12 - 7 oz ground beef
13 - 1 teaspoon olive oil
14 - 1 teaspoon chili powder
15 - 1/2 teaspoon ground cumin
16 - Salt and freshly ground black pepper to taste
# How-To Steps:
01 - Heat olive oil in a skillet over medium heat. Add ground beef, chili powder, cumin, salt, and pepper. Cook, breaking up meat with a spoon, until browned and cooked through, about 5-6 minutes. Remove from heat and set aside.
02 - Preheat the oven to 400°F.
03 - Spread tortilla chips in an even layer on a large ovenproof platter or baking sheet.
04 - Distribute black beans evenly over the chips, then sprinkle with shredded cheddar and Monterey Jack cheeses. Add cooked ground beef if using.
05 - Scatter sliced jalapeños and half of the chopped red onion over the cheese layer.
06 - Bake for 8-10 minutes until cheese is completely melted and bubbly.
07 - Remove from oven. Top with cherry tomatoes, diced avocado, remaining red onion, and chopped cilantro.
08 - Serve immediately with sour cream and salsa on the side for dipping.
